Friday 29 May 2020
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Articles
Personal Credit Ratings
Evaluating a Company’s Management
Super trouble for women
Tips for the prospective Landlord.
Forget those great expectations
Market Updates – 28th February 2010
A matter of age.
Berkshire’s stock splits:  Good buy or Goodbye?
Why no extra contributions? It's no mystery
Stronger growth tipped for Australia
Market Updates – 31st January 2010
6 Reasons Why You NEED A Budget
6 Months to a better budget.
Amnesty – Overseas Undeclared Income
The outsiders
Inside self-managed super
Market Update - 31st December 2009
Personal Credit Ratings
.

Missing three consecutive credit card payments, paying phone bills three months late or trying to make too many credit applications can make you a bad credit risk.

After three missed payments in a row, you are technically in default and that will be listed on the credit history.

Any of these actions will stay on your official credit history for five years, making it very difficult to secure a loan.

Whenever anyone applies for a credit card or loan, the financal institution will check the applicants’ creditworthiness with a credit organisation.

That will be added to your credit history of any previous inquiries you’ve made for credit cards or loans and any defaults or any judgements.

Consumers should regularly order a copy of their credit file to check its accuracy.

Get in contact with the agencies, then check yourself, particularly if you’re about to go for a home loan.

 

 



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